Choice Home Warranty is a company that offers home warranty services in the United States. Home warranties are service contracts that provide coverage for the repair or replacement of major home systems and appliances when they break down due to normal wear and tear. Choice Home Warranty, like other home warranty providers, offers homeowners and homebuyers peace of mind by helping to protect against unexpected repair costs.
Here are some key features and information about Choice Home Warranty:
Coverage Options: Choice Home Warranty offers two main plans: the "Basic Plan" and the "Total Plan." These plans cover different home systems and appliances, with the Total Plan providing more comprehensive coverage. Specific items covered may include HVAC systems, electrical systems, plumbing, water heaters, kitchen appliances, and more.
Additional Coverage: In addition to their standard plans, Choice Home Warranty offers optional coverage for items such as pools and spas, well pumps, sump pumps, septic systems, and more. These add-ons can be selected to tailor coverage to your specific needs.
Service Call Fee: When you request service for a covered item, you will typically be required to pay a service call fee (also known as a deductible). This fee usually ranges from $60 to $85, depending on your plan and the terms of your contract.
Service Network: Choice Home Warranty has a network of pre-screened service technicians and contractors. When you need a repair or service, they will dispatch a qualified professional to your home to assess and address the issue.
Coverage Limitations: It's essential to read and understand the terms and limitations of your home warranty contract. Home warranties typically do not cover pre-existing conditions, cosmetic issues, and some specific circumstances. Additionally, coverage limits may apply to individual items or systems.
Claims Process: If a covered item breaks down, you can file a claim with Choice Home Warranty. They will arrange for a service technician to diagnose and repair the issue. You'll be responsible for paying the service call fee, and the warranty provider will cover the remaining repair or replacement costs, subject to the terms of your contract.
Renewal: Home warranties typically have an annual renewal option, allowing you to continue coverage for an additional year. The cost of renewal may increase over time.
Customer Reviews: It's advisable to research and read customer reviews and ratings for Choice Home Warranty or any other home warranty provider you are considering. This can provide insights into the company's service quality and customer satisfaction.
Comparison Shopping: Before purchasing a home warranty, it's a good idea to compare the coverage options, costs, and terms offered by multiple providers. Different companies may have variations in coverage and pricing.
Keep in mind that a home warranty is not the same as homeowners insurance. Homeowners insurance typically covers damage or loss caused by unexpected events like fires, natural disasters, or theft, whereas a home warranty covers the repair or replacement of home systems and appliances due to wear and tear.
When considering a home warranty, carefully review the contract terms, coverage details, and any additional costs associated with the plan. Additionally, consider whether the coverage aligns with your specific needs and the condition of your home's systems and appliances.